| The Paris National Bank offers several different savings accounts to serve your needs. We have an account for everyone. Listed below are our accounts and fees associated with them.§ - Perfect for saving for a special need;
- Competitive interest rate;1
- Compounded semi annually on June 15 and December 15;
- $100.00 to open an account; and
- $10.00 minimum account balance to earn interest.*
- Earn maximum interest on your savings;+
- Compounded semi-annually on June 15 and December 15;
- $1,000.00 to open an account; and
- $10.00 minimum account balance to earn interest.*
- Guaranteed interest rate¨ and
- Earnings compounded monthly;
- Terms from 30 days to 5 years.©
CD Rates - Earn higher interest rate;
- Interest rate based on account balance;¨
- No monthly service fee with daily balance of $2,500.00 or more;¥ and
- Limited check writing.
Money Market Rates - Perfect for our young savers;
- Competitive interest rate;1
- Compounded semiannually on June 15 and December 15;
- $50.00 to open an account; and
- $10.00 minimum account balance to earn interest.*
§ $2.00 transaction fee applies to savings accounts with more than 10 withdrawals in one cycle.
l Regular rate is 0.10% (Annual Percentage Yield [APY] of 0.10%) on savings accounts.
* Must have at least $1.00 interest accrued to pay interest. If account closed, accrued interest is forfeited.
+ Rate is 0.15% (APY of 0.15%), but drops to regular rate if balance falls below $1,000.00.
¨Please visit our rates page for our list of current CD rates.
© Penalty for early withdrawal will vary with terms of CD. Please call or email for details.
¥ If daily balance falls below $2,500.00, a $10.00 service charge will apply. MMA only allow six transactions per month, of which only three can be checks written.
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